Debt collection
Pinnacle Credit Services debt collection complaints
Consumers have filed 990 complaints about Pinnacle Credit Services's debt collection. See the whole Pinnacle Credit Services record.
Pinnacle Credit Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Pinnacle Credit Services | 0 | - | - |
Latest Pinnacle Credit Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 26, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 2, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 1, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 15, 2024 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Fixed |
| Mar 8, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 28, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 30, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 17, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jun 20, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Apr 21, 2023 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
| Apr 20, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 5, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 26, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 1, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 17, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 8, 2022 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Feb 6, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jan 19, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 19, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 11, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 8, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 4, 2021 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| May 26, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 24, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 22, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 13, 2020 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Oct 27, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 19, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 8, 2020 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 11, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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