Credit reporting
Preferred Credit credit reporting complaints
Consumers have filed 167 complaints about Preferred Credit's credit reporting, 43 in the last 12 months (+10%). Preferred Credit answered 100% on time and closed 0% with relief. See the whole Preferred Credit record.
Preferred Credit against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Preferred Credit | 43 | 100% | 0% |
Latest Preferred Credit credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 7, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 29, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 19, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 8, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 4, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 28, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 15, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Sep 12, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 1, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 20, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 17, 2026 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | Explained |
| Jul 1, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 26, 2026 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Jun 19, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 17, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 27, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| May 16, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 10, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 7, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 7, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 4, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 29, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 23, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 17, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Apr 14, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 3, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Apr 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 30, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 30, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Preferred Credit
No comments yet. Start the conversation - questions are welcome too.