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Debt collection

Professional Finance debt collection complaints

Consumers have filed 679 complaints about Professional Finance's debt collection, 76 in the last 12 months (+19%). Professional Finance answered 92.1% on time and closed 26% with relief. See the whole Professional Finance record.

Professional Finance against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Professional Finance76+19%92.1%26%679

Every debt collector ranked

Latest Professional Finance debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 30, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Oct 19, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountCOExplainedYes
Oct 15, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNMExplainedYes
Oct 5, 2026Debt collectionCommunication tacticsFrequent or repeated callsNEFixedYes
Sep 28, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Sep 11, 2026Debt collectionAttempts to collect debt not owedDebt was paidTXFixedYes
Sep 10, 2026Debt collectionElectronic communicationsContacted before 8am or after 9pmHIFixedYes
Sep 9, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLFixedNo
Sep 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedNo
Sep 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 31, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Aug 28, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountLAFixedYes
Aug 27, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTNFixedYes
Aug 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Aug 23, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payCOExplainedYes
Aug 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Aug 7, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Aug 6, 2026Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Aug 6, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNEFixedYes
Aug 6, 2026Debt collectionAttempts to collect debt not owedDebt was paidMAExplainedYes
Aug 4, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCOExplainedYes
Aug 4, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtCOExplainedYes
Aug 3, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCOExplainedYes
Jul 22, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialCOExplainedYes
Jul 17, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Jul 15, 2026Debt collectionAttempts to collect debt not owedDebt was paidPAFixedYes
Jul 14, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jul 6, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jul 6, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
Jun 26, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursHIFixedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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