Debt collector · complaint record
Prosper First Funding complaints
Filed under PROSPER FIRST FUNDING CORPORATION
Consumers have filed 6 complaints about Prosper First Funding since 2020, 3 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 6
- Last 12 months
- 3
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,125 of 1,963
Since August 2020
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Mar 19, 2026
Most complained-about debt collectors
Prosper First Funding complaints by month
The busiest month was August 2020 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Prosper First Funding answered all time
- Closed with explanation233.3%
- Untimely response466.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Prosper First Funding complaints are about
Top Prosper First Funding problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 3
Where Prosper First Funding complaints come from
Most complaints: Maryland (1), Pennsylvania (1), Texas (1), Wisconsin (1), New York (1).
Prosper First Funding compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Prosper First FundingDebt collection | - | 3 | - |
Compare side by side: Prosper First Funding vs Green Square · Prosper First Funding vs EMoneyUSA · Prosper First Funding vs Mullooly Jeffrey Rooney & Flynn · Prosper First Funding vs Credit World Services
What people say about Prosper First Funding
All experiencesNo experiences with Prosper First Funding yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Prosper First Funding complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jan 1, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Dec 10, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 23, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Jul 9, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 15, 2020 | Mortgages | Applying for a mortgage or refinancing an existing mortgage | Explained |
Questions about Prosper First Funding
How many complaints does Prosper First Funding have?
Prosper First Funding has 6 complaints on record since August 2020, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.
Does Prosper First Funding respond to complaints?
Yes. Prosper First Funding answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Prosper First Funding?
The most common problems are took or threatened to take negative or legal action (3), applying for a mortgage or refinancing an existing mortgage (1), communication tactics (1).
Is Prosper First Funding legit?
Prosper First Funding is a real company with a public complaint record: consumers have complained about it 6 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Prosper First Funding legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Prosper First Funding?
Complain to Prosper First Funding in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Prosper First Funding complaints come from?
Most come from Maryland (1), Pennsylvania (1), Texas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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