Debt collection
Prosper Marketplace debt collection complaints
Consumers have filed 221 complaints about Prosper Marketplace's debt collection, 45 in the last 12 months (+15%). Prosper Marketplace answered 100% on time and closed 2% with relief. See the whole Prosper Marketplace record.
Prosper Marketplace against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Prosper Marketplace | 45 | 100% | 2% |
Latest Prosper Marketplace debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 22, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 1, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Aug 26, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Aug 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Aug 6, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 31, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 29, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Jul 25, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 23, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 19, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 1, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 24, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 23, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 20, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Apr 17, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 11, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Mar 27, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 25, 2026 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Mar 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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