Auto lender · complaint record
Ray Skillman Ford complaints
Filed under Ray Skillman Ford Inc
Consumers have filed 8 complaints about Ray Skillman Ford since 2015, 2 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 8
- Last 12 months
- 2
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #103 of 193
Since September 2015
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Jul 30, 2026
Most complained-about auto lenders
Ray Skillman Ford complaints by month
The busiest month was September 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Ray Skillman Ford answered all time
- Closed with explanation8100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Ray Skillman Ford complaints are about
Top Ray Skillman Ford problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 2
Ray Skillman Ford compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Ray Skillman FordAuto loans & leases | - | 2 | - |
Compare side by side: Ray Skillman Ford vs The Savings Group · Ray Skillman Ford vs AC AutoPay LLC, Denver, CO Branch · Ray Skillman Ford vs CARS Acquisition · Ray Skillman Ford vs EA Holdings
What people say about Ray Skillman Ford
All experiencesNo experiences with Ray Skillman Ford yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Ray Skillman Ford complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 30, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Mar 6, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 30, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 28, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 15, 2024 | Auto loans & leases | Problems at the end of the loan or leaseProblem with paying off the loan | Explained |
| May 13, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 1, 2016 | Payday & personal loans | Managing the loan or lease | Explained |
| Sep 4, 2015 | Auto loans & leases | Shopping for a loan or lease | Explained |
Questions about Ray Skillman Ford
How many complaints does Ray Skillman Ford have?
Ray Skillman Ford has 8 complaints on record since September 2015, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Ray Skillman Ford respond to complaints?
Yes. Ray Skillman Ford answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Ray Skillman Ford?
The most common problems are took or threatened to take negative or legal action (1), repossession (1), improper use of your report (2).
Is Ray Skillman Ford legit?
Ray Skillman Ford is a real company with a public complaint record: consumers have complained about it 8 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Ray Skillman Ford legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Ray Skillman Ford?
Complain to Ray Skillman Ford in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Ray Skillman Ford complaints come from?
Most come from Indiana (8). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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