Debt collector · complaint record
Red River Credit complaints
Filed under Red River Credit Corporation
Consumers have filed 41 complaints about Red River Credit since 2023, 18 of them in the last 12 months (+29% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 41
- Last 12 months
- 18
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #560 of 1,963
Since October 2023
+29% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 2, 2026
Most complained-about debt collectors
Red River Credit complaints by month
The busiest month was April 2026 (5 complaints). Complaints in the last 12 months are up 29% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Red River Credit answered all time
- Closed with explanation41100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Red River Credit complaints are about
Top Red River Credit problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 8
Red River Credit compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Red River CreditDebt collection | - | 18 | - |
Compare side by side: Red River Credit vs Green Square · Red River Credit vs EMoneyUSA · Red River Credit vs Mullooly Jeffrey Rooney & Flynn · Red River Credit vs Credit World Services
What people say about Red River Credit
All experiencesNo experiences with Red River Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Red River Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 2, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 14, 2026 | Payday & personal loans | Loan payment wasn't credited to your account | Explained |
| Aug 3, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 5, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 29, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Apr 28, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
| Apr 28, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 17, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 1, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 31, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 18, 2026 | Payday & personal loans | Getting the loan | Explained |
| Jan 29, 2026 | Payday & personal loans | Problem when making payments | Explained |
Questions about Red River Credit
How many complaints does Red River Credit have?
Red River Credit has 41 complaints on record since October 2023, including 18 in the last 12 months and 1 in the last 30 days. That makes it number 1,136 of every company by complaints this year.
Does Red River Credit respond to complaints?
Yes. Red River Credit answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Red River Credit?
The most common problems are took or threatened to take negative or legal action (8), incorrect information on your report (6), communication tactics (4).
Is Red River Credit legit?
Red River Credit is a real company with a public complaint record: consumers have complained about it 41 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Red River Credit legit? for the signals, red flags and how to protect yourself.
Are complaints about Red River Credit going up or down?
Up. There were 18 complaints in the last 12 months against 14 in the 12 before (+29%). See every month.
How do I file a complaint against Red River Credit?
Complain to Red River Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Red River Credit complaints come from?
Most come from Oklahoma (36), Texas (4), Arkansas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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