Auto loans & leases
SCS Credit auto loans & leases complaints
Consumers have filed 15 complaints about SCS Credit's auto loans & leases, 5 in the last 12 months. SCS Credit answered 100% on time and closed 0% with relief. See the whole SCS Credit record.
SCS Credit against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | SCS Credit | 5 | 100% | 0% |
Latest SCS Credit auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 21, 2026 | Auto loans & leases | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 19, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Aug 1, 2026 | Auto loans & leases | Getting a loan or leaseCredit denial | Explained |
| Jan 20, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jan 18, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Sep 9, 2025 | Auto loans & leases | RepossessionCompany explaining amount owed | Explained |
| Dec 16, 2024 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Aug 7, 2024 | Auto loans & leases | Managing the loan or leaseBilling problem | Fixed |
| Jul 12, 2024 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Dec 23, 2023 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| May 7, 2020 | Auto loans & leases | Struggling to pay your loanLender trying to repossess or disable the vehicle | Explained |
| Aug 10, 2019 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Dec 17, 2017 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Money back |
| Sep 13, 2016 | Auto loans & leases | Taking out the loan or lease | Explained |
| Apr 25, 2016 | Auto loans & leases | Managing the loan or lease | Explained |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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