Credit reporting
SettlementOne credit reporting complaints
Consumers have filed 29 complaints about SettlementOne's credit reporting, 6 in the last 12 months. SettlementOne answered 0% on time and closed - with relief. See the whole SettlementOne record.
SettlementOne against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | SettlementOne | 6 | 0% | - |
Latest SettlementOne credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 9, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | No timely reply |
| Jul 8, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Jul 7, 2026 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | No timely reply |
| Mar 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Mar 10, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Jan 26, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Nov 10, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Oct 10, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Aug 26, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Jun 24, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| May 3, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 29, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 13, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 7, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 19, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 3, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 19, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 1, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 22, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 8, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 25, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 25, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 17, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 25, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 25, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 28, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 28, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 28, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 27, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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