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Debt collection

Shepherd Outsourcing debt collection complaints

Consumers have filed 555 complaints about Shepherd Outsourcing's debt collection, 266 in the last 12 months (+24%). Shepherd Outsourcing answered 100% on time and closed 0% with relief. See the whole Shepherd Outsourcing record.

Shepherd Outsourcing against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Shepherd Outsourcing266+24%100%0%555

Every debt collector ranked

Latest Shepherd Outsourcing debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Nov 8, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Nov 2, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtKYExplainedYes
Oct 29, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftNYExplainedYes
Oct 28, 2026Debt collectionElectronic communicationsFrequent or repeated messagesCAExplainedYes
Oct 27, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtORExplainedYes
Oct 27, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftNYExplainedYes
Oct 21, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftAZExplainedYes
Oct 21, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Oct 21, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Oct 21, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Oct 16, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountDEExplainedYes
Oct 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Oct 9, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Oct 6, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursVAExplainedYes
Oct 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Oct 2, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingAZExplainedYes
Oct 1, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftNVExplainedYes
Sep 29, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialFLExplainedYes
Sep 28, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Sep 27, 2026Debt collectionElectronic communicationsContacted before 8am or after 9pmTXExplainedYes
Sep 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Sep 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNMExplainedYes
Sep 22, 2026Debt collectionElectronic communicationsFrequent or repeated messagesCAExplainedYes
Sep 22, 2026Debt collectionElectronic communicationsFrequent or repeated messagesWAExplainedYes
Sep 22, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtGAExplainedYes
Sep 21, 2026Debt collectionElectronic communicationsFrequent or repeated messagesCOExplainedYes
Sep 19, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
Sep 17, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursINExplainedYes
Sep 17, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Sep 17, 2026Debt collectionElectronic communicationsFrequent or repeated messagesOHExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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