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Debt collection

Shepherd Outsourcing debt collection complaints

Consumers have filed 555 complaints about Shepherd Outsourcing's debt collection, 266 in the last 12 months (+24%). Shepherd Outsourcing answered 100% on time and closed 0% with relief. See the whole Shepherd Outsourcing record.

Shepherd Outsourcing against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Shepherd Outsourcing266+24%100%0%555

Every debt collector ranked

Latest Shepherd Outsourcing debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Sep 17, 2026Debt collectionElectronic communicationsFrequent or repeated messagesCAExplainedYes
Sep 15, 2026Debt collectionElectronic communicationsFrequent or repeated messagesALExplainedYes
Sep 13, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Sep 11, 2026Debt collectionAttempts to collect debt not owedDebt was paidTNExplainedYes
Sep 11, 2026Debt collectionElectronic communicationsContacted before 8am or after 9pmCAExplainedYes
Sep 11, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingLAExplainedYes
Sep 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Sep 9, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftVAExplainedYes
Sep 8, 2026Debt collectionElectronic communicationsFrequent or repeated messagesOKExplainedYes
Sep 6, 2026Debt collectionElectronic communicationsFrequent or repeated messagesALExplainedYes
Sep 5, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingGAExplainedYes
Sep 2, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingTXExplainedYes
Aug 29, 2026Debt collectionAttempts to collect debt not owedDebt was paidVAExplainedYes
Aug 26, 2026Debt collectionElectronic communicationsFrequent or repeated messagesOHExplainedYes
Aug 26, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtPAExplainedYes
Aug 19, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCTExplainedYes
Aug 17, 2026Debt collectionElectronic communicationsFrequent or repeated messagesNYExplainedYes
Aug 14, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtILExplainedYes
Aug 14, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtALExplainedYes
Aug 12, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtALExplainedYes
Aug 11, 2026Debt collectionCommunication tacticsFrequent or repeated callsNCExplainedYes
Aug 9, 2026Debt collectionElectronic communicationsFrequent or repeated messagesCAExplainedYes
Aug 6, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 1, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftCOExplainedYes
Jul 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Jul 30, 2026Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedUTExplainedYes
Jul 26, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialTXExplainedYes
Jul 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jul 23, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftCTExplainedYes
Jul 23, 2026Debt collectionElectronic communicationsFrequent or repeated messagesCOExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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