Debt collection
Sierra debt collection complaints
Consumers have filed 29 complaints about Sierra's debt collection, 1 in the last 12 months. Sierra answered 0% on time and closed - with relief. See the whole Sierra record.
Sierra against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Sierra | 1 | 0% | - |
Latest Sierra debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 7, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | No timely reply |
| Jan 11, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Nov 16, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Oct 8, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Apr 13, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Apr 16, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Mar 7, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Sep 13, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Aug 31, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Aug 16, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | No timely reply |
| Apr 8, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 27, 2018 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jun 20, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 15, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 13, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Jun 9, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 3, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 17, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 24, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Nov 18, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Aug 2, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 27, 2016 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Nov 9, 2015 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Sep 23, 2015 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Jun 18, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| May 14, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 4, 2015 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Sep 18, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 21, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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