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Payday & personal loans

Snap US payday & personal loans complaints

Consumers have filed 70 complaints about Snap US's payday & personal loans, 70 in the last 12 months. Snap US answered 12.9% on time and closed 0% with relief. See the whole Snap US record.

Snap US against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Snap US70new12.9%0%70

Every lender ranked

Latest Snap US payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Mar 16, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedNo
Mar 9, 2026Payday & personal loansProblem with the payoff process at the end of the loanFLExplainedNo
Mar 6, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedNo
Mar 4, 2026Payday & personal loansCharged fees or interest you didn't expectFLExplainedNo
Mar 1, 2026Payday & personal loansProblem when making paymentsKSExplainedNo
Feb 25, 2026Payday & personal loansProblem when making paymentsAZExplainedNo
Feb 24, 2026Payday & personal loansProblem with the payoff process at the end of the loanCAExplainedNo
Feb 18, 2026Payday & personal loansGetting the loanTXNo timely replyNo
Feb 13, 2026Payday & personal loansGetting the loanPAExplainedNo
Feb 7, 2026Payday & personal loansCharged fees or interest you didn't expectKSExplainedNo

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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