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Payday & personal loans

Snap US payday & personal loans complaints

Consumers have filed 70 complaints about Snap US's payday & personal loans, 70 in the last 12 months. Snap US answered 12.9% on time and closed 0% with relief. See the whole Snap US record.

Snap US against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Snap US70new12.9%0%70

Every lender ranked

Latest Snap US payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Aug 7, 2026Payday & personal loansGetting the loanGAExplainedNo
Aug 6, 2026Payday & personal loansProblem when making paymentsAZExplainedNo
Aug 6, 2026Payday & personal loansCharged fees or interest you didn't expectPAExplainedNo
Aug 3, 2026Payday & personal loansProblem when making paymentsFLExplainedNo
Jul 24, 2026Payday & personal loansCharged fees or interest you didn't expectNCExplainedNo
Jul 23, 2026Payday & personal loansCharged fees or interest you didn't expectUTExplainedNo
Jul 14, 2026Payday & personal loansCharged fees or interest you didn't expectOHExplainedNo
Jul 7, 2026Payday & personal loansCharged fees or interest you didn't expectCANo timely replyNo
Jun 29, 2026Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNYExplainedNo
Jun 27, 2026Payday & personal loansGetting the loanPANo timely replyNo
Jun 26, 2026Payday & personal loansCharged fees or interest you didn't expectNYExplainedNo
Jun 19, 2026Payday & personal loansCharged fees or interest you didn't expectCANo timely replyNo
Jun 16, 2026Payday & personal loansProblem when making paymentsFLExplainedNo
Jun 16, 2026Payday & personal loansProblem with additional add-on products or servicesCAExplainedNo
Jun 4, 2026Payday & personal loansCharged fees or interest you didn't expectWAExplainedNo
Jun 1, 2026Payday & personal loansCharged fees or interest you didn't expectPAExplainedNo
May 31, 2026Payday & personal loansProblem with the payoff process at the end of the loanPAExplainedNo
May 29, 2026Payday & personal loansProblem when making paymentsMIExplainedNo
May 29, 2026Payday & personal loansStruggling to pay your loanNVExplainedNo
May 21, 2026Payday & personal loansProblem when making paymentsNYExplainedNo
May 20, 2026Payday & personal loansProblem when making paymentsILExplainedNo
Apr 29, 2026Payday & personal loansCharged fees or interest you didn't expectSCExplainedNo
Apr 21, 2026Payday & personal loansCharged fees or interest you didn't expectALNo timely replyNo
Apr 15, 2026Payday & personal loansProblem with the payoff process at the end of the loanPAExplainedNo
Apr 15, 2026Payday & personal loansIncorrect information on your reportAccount status incorrectTXExplainedNo
Apr 9, 2026Payday & personal loansProblem when making paymentsGAExplainedNo
Apr 9, 2026Payday & personal loansCharged fees or interest you didn't expectFLExplainedNo
Apr 7, 2026Payday & personal loansCharged fees or interest you didn't expectMIExplainedNo
Apr 5, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedNo
Mar 20, 2026Payday & personal loansProblem with the payoff process at the end of the loanCAExplainedNo

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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