Debt collector · complaint record
South West Recovery complaints
Filed under South West Recovery Inc (CA)
Consumers have filed 7 complaints about South West Recovery since 2014, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 7
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since November 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jul 21, 2026
Most complained-about debt collectors
South West Recovery complaints by month
The busiest month was November 2014 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How South West Recovery answered all time
- Closed with explanation114.3%
- Untimely response685.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top South West Recovery problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 3
- Debt was already discharged in bankruptcy and is no longer owed 1
Where South West Recovery complaints come from
Most complaints: Florida (2), New Jersey (2), Texas (1), Virginia (1), Louisiana (1).
South West Recovery compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | South West RecoveryDebt collection | - | 1 | - |
Compare side by side: South West Recovery vs Green Square · South West Recovery vs EMoneyUSA · South West Recovery vs Mullooly Jeffrey Rooney & Flynn · South West Recovery vs Credit World Services
What people say about South West Recovery
All experiencesNo experiences with South West Recovery yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest South West Recovery complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Nov 3, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jun 2, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Sep 27, 2024 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | No timely reply |
| Aug 18, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Jun 26, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Nov 20, 2014 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
Questions about South West Recovery
How many complaints does South West Recovery have?
South West Recovery has 7 complaints on record since November 2014, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does South West Recovery respond to complaints?
Yes. South West Recovery answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with South West Recovery?
The most common problems are attempts to collect debt not owed (4), written notification about debt (1), communication tactics (1).
Is South West Recovery legit?
South West Recovery is a real company with a public complaint record: consumers have complained about it 7 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is South West Recovery legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against South West Recovery?
Complain to South West Recovery in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most South West Recovery complaints come from?
Most come from Florida (2), New Jersey (2), Texas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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