Mortgage company · complaint record
Southern Mortgage complaints
Filed under Southern Mortgage Corp.
Consumers have filed 2 complaints about Southern Mortgage since 2022, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is closing on a mortgage.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 2
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #365 of 595
Since July 2022
new vs the year before
Industry: 96%
Typical mortgage company: 5%
Newest: Jun 25, 2026
Most complained-about mortgage lenders & servicers
Southern Mortgage complaints by month
The busiest month was July 2022 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Southern Mortgage answered all time
- Closed with explanation150%
- Untimely response150%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Southern Mortgage problems
Inside "Closing on a mortgage"
- Setting up an escrow account for taxes and insurance 1
Southern Mortgage compared with other mortgage lenders & servicers
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Midwest Loan ServicesMortgages | 50 | 29 | C |
| 2 | Truhome SolutionsMortgages | 43 | 28 | D |
| 3 | NEXA MortgageMortgages | 8 | 28 | F |
| 4 | HilltopMortgages | 51 | 28 | C |
| 5 | Land Home Financial ServicesMortgages | 21 | 27 | F |
| 6 | First United Bank and TrustMortgages | 60 | 27 | C |
| 7 | A&D MortgageMortgages | 45 | 25 | D |
| 8 | Southern MortgageMortgages | - | 1 | - |
Compare side by side: Southern Mortgage vs Midwest Loan Services · Southern Mortgage vs Truhome Solutions · Southern Mortgage vs NEXA Mortgage · Southern Mortgage vs Hilltop
What people say about Southern Mortgage
All experiencesNo experiences with Southern Mortgage yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Southern Mortgage complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 25, 2026 | Mortgages | Closing on a mortgageSetting up an escrow account for taxes and insurance | No timely reply |
| Jul 25, 2022 | Mortgages | Applying for a mortgage or refinancing an existing mortgage | Explained |
Questions about Southern Mortgage
How many complaints does Southern Mortgage have?
Southern Mortgage has 2 complaints on record since July 2022, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Southern Mortgage respond to complaints?
Yes. Southern Mortgage answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Southern Mortgage?
The most common problems are closing on a mortgage (1), applying for a mortgage or refinancing an existing mortgage (1).
Is Southern Mortgage legit?
Southern Mortgage is a real company with a public complaint record: consumers have complained about it 2 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Southern Mortgage legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Southern Mortgage?
Complain to Southern Mortgage in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Southern Mortgage complaints come from?
Most come from Georgia (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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