Debt collection
State Collection Service debt collection complaints
Consumers have filed 725 complaints about State Collection Service's debt collection, 44 in the last 12 months (-21%). State Collection Service answered 100% on time and closed 0% with relief. See the whole State Collection Service record.
State Collection Service against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | State Collection Service | 44 | 100% | 0% |
Latest State Collection Service debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 28, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 27, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 19, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 10, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 28, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Jan 23, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 14, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 6, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Dec 4, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Nov 22, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 19, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 14, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 6, 2025 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Oct 21, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 14, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 9, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 9, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 8, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 7, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 25, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 1, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 2, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 20, 2025 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Jun 12, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 12, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 3, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 3, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about State Collection Service
No comments yet. Start the conversation - questions are welcome too.