Debt collection
State Collection Service debt collection complaints
Consumers have filed 725 complaints about State Collection Service's debt collection, 44 in the last 12 months (-21%). State Collection Service answered 100% on time and closed 0% with relief. See the whole State Collection Service record.
State Collection Service against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | State Collection Service | 44 | 100% | 0% |
Latest State Collection Service debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 29, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 23, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 16, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 1, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 25, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 12, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 8, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 6, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 4, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 3, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 24, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 22, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 19, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 28, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 21, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 20, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 18, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 15, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 13, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 9, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 8, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 7, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 6, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 6, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 28, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 16, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 15, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 10, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 10, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jan 10, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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