Debt collection
State Collection Service debt collection complaints
Consumers have filed 725 complaints about State Collection Service's debt collection, 44 in the last 12 months (-21%). State Collection Service answered 100% on time and closed 0% with relief. See the whole State Collection Service record.
State Collection Service against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | State Collection Service | 44 | 100% | 0% |
Latest State Collection Service debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 26, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 18, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 16, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Aug 18, 2026 | Debt collection | Electronic communicationsContacted before 8am or after 9pm | Explained |
| Aug 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 4, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 15, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 15, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 13, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 9, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| May 22, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 5, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Apr 28, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 17, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Apr 7, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 27, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 11, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about State Collection Service
No comments yet. Start the conversation - questions are welcome too.