Lender · complaint record
Tan Oak Financial complaints
Consumers have filed 10 complaints about Tan Oak Financial since 2018, 1 of them in the last 12 months. It answered 0% on time and closed 14% with relief for the customer. The most common problem is charged fees or interest you didn't expect.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 10
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 14%
- Last 30 days
- 0
- Rank
- #207 of 272
Since November 2018
new vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Feb 24, 2026
Most complained-about personal & payday lenders
Tan Oak Financial complaints by month
The busiest month was October 2024 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Tan Oak Financial answered all time
- Closed with monetary relief110%
- Closed with explanation660%
- Untimely response330%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Tan Oak Financial complaints are about
Top Tan Oak Financial problems
Inside "Took or threatened to take negative or legal action"
- Threatened to arrest you or take you to jail if you do not pay 3
- Threatened to sue you for very old debt 2
Where Tan Oak Financial complaints come from
Most complaints: Indiana (3), California (2), Iowa (2), Kansas (1), Oklahoma (1).
Tan Oak Financial compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | Tan Oak FinancialPayday & personal loans | - | 1 | - |
Compare side by side: Tan Oak Financial vs SoLo Funds · Tan Oak Financial vs AAA Auto Title Loans · Tan Oak Financial vs Powerpay · Tan Oak Financial vs AmeriCash
What people say about Tan Oak Financial
All experiencesNo experiences with Tan Oak Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Tan Oak Financial complaints
Full logQuestions about Tan Oak Financial
How many complaints does Tan Oak Financial have?
Tan Oak Financial has 10 complaints on record since November 2018, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Tan Oak Financial respond to complaints?
Yes. Tan Oak Financial answered 0% of its complaints on time (within 15 days) and closed 14% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Tan Oak Financial?
The most common problems are charged fees or interest you didn't expect (2), took or threatened to take negative or legal action (5), getting the loan (1).
Is Tan Oak Financial legit?
Tan Oak Financial is a real company with a public complaint record: consumers have complained about it 10 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Tan Oak Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Tan Oak Financial?
Complain to Tan Oak Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Tan Oak Financial complaints come from?
Most come from Indiana (3), California (2), Iowa (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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