Debt collection
TCF Bank debt collection complaints
Consumers have filed 85 complaints about TCF Bank's debt collection. See the whole TCF Bank record.
TCF Bank against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | TCF Bank | 0 | - | - |
Latest TCF Bank debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 31, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Apr 27, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 5, 2021 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jan 25, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Dec 15, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Money back |
| Dec 8, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 9, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Nov 9, 2020 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Nov 3, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 14, 2020 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Fixed |
| Aug 7, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 22, 2020 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Explained |
| May 22, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 11, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 10, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Money back |
| Jan 7, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 29, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 26, 2019 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Nov 22, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 31, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 14, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Apr 24, 2019 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Fixed |
| Apr 11, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Mar 20, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 22, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 20, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Dec 17, 2018 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Oct 15, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 26, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 25, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Fixed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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