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Credit reporting

TomoCredit credit reporting complaints

Consumers have filed 148 complaints about TomoCredit's credit reporting, 26 in the last 12 months (-43%). TomoCredit answered 100% on time and closed 0% with relief. See the whole TomoCredit record.

TomoCredit against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13TomoCredit26-43%100%0%148

Every credit bureau ranked

Latest TomoCredit credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Oct 30, 2025Credit reportingIncorrect information on your reportInformation is missing that should be on the reportILExplainedYes
Oct 24, 2025Credit reportingIncorrect information on your reportInformation is missing that should be on the reportNJExplainedYes
Sep 17, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNYExplainedYes
Sep 15, 2025Credit reportingCredit monitoring or identity theft protection servicesBilling dispute for servicesFLExplainedYes
Sep 14, 2025Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
Sep 12, 2025Credit reportingCredit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection serviceNVExplainedYes
Aug 5, 2025Credit reportingIncorrect information on your reportInformation is missing that should be on the reportFLExplainedYes
Jul 22, 2025Credit reportingCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedNVExplainedYes
Jul 22, 2025Credit reportingCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedNVExplainedYes
Jul 22, 2025Credit reportingCredit monitoring or identity theft protection servicesBilling dispute for servicesNVExplainedYes
Jul 18, 2025Credit reportingIncorrect information on your reportInformation is missing that should be on the reportFLExplainedYes
Jul 7, 2025Credit reportingUnable to get your credit report or credit scoreOther problem getting your report or credit scorePAExplainedNo
Jun 27, 2025Credit reportingCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedKSExplainedYes
Jun 24, 2025Credit reportingIncorrect information on your reportInformation is missing that should be on the reportFLExplainedYes
Jun 22, 2025Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsTXExplainedYes
Jun 20, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseMDExplainedYes
Jun 20, 2025Credit reportingIncorrect information on your reportAccount status incorrectMDExplainedYes
Jun 20, 2025Credit reportingProblem with fraud alerts or security freezesMDExplainedYes
Jun 16, 2025Credit reportingImproper use of your reportReporting company used your report improperlyMDExplainedNo
Jun 16, 2025Credit reportingImproper use of your reportReporting company used your report improperlyMDExplainedNo
Jun 15, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedNo
Jun 11, 2025Credit reportingCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedMEExplainedNo
Jun 2, 2025Credit reportingCredit monitoring or identity theft protection servicesProblem with product or service terms changingILExplainedYes
May 30, 2025Credit reportingIncorrect information on your reportInformation is missing that should be on the reportNYExplainedYes
Mar 24, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportLAExplainedYes
Mar 24, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportLAExplainedYes
Mar 6, 2025Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsLAExplainedNo
Mar 6, 2025Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsLAExplainedNo
Feb 21, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportLAExplainedYes
Feb 21, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportLAExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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