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Credit reporting

TomoCredit credit reporting complaints

Consumers have filed 148 complaints about TomoCredit's credit reporting, 26 in the last 12 months (-43%). TomoCredit answered 100% on time and closed 0% with relief. See the whole TomoCredit record.

TomoCredit against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13TomoCredit26-43%100%0%148

Every credit bureau ranked

Latest TomoCredit credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Nov 3, 2026Credit reportingCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedNVExplainedYes
Oct 22, 2026Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsNYExplainedYes
Sep 28, 2026Credit reportingIncorrect information on your reportInformation is missing that should be on the reportFLExplainedYes
Sep 27, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNJExplainedYes
Sep 26, 2026Credit reportingCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedGAExplainedYes
Sep 25, 2026Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsDCExplainedYes
Sep 15, 2026Credit reportingProblem with fraud alerts or security freezesGAExplainedYes
Aug 22, 2026Credit reportingIncorrect information on your reportInformation is missing that should be on the reportGAExplainedYes
Aug 6, 2026Credit reportingIdentity theft protection or other monitoring servicesProblem canceling credit monitoring or identify theft protection serviceCAExplainedYes
Jul 8, 2026Credit reportingCredit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection serviceILExplainedYes
Jul 7, 2026Credit reportingCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedCAExplainedYes
Jun 9, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMOExplainedYes
May 31, 2026Credit reportingCredit monitoring or identity theft protection servicesBilling dispute for servicesNVExplainedYes
May 12, 2026Credit reportingProblem with a company's investigation into an existing issueProblem with personal statement of disputeLAExplainedYes
Apr 30, 2026Credit reportingCredit monitoring or identity theft protection servicesBilling dispute for servicesILExplainedYes
Apr 30, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeWAExplainedYes
Apr 22, 2026Credit reportingUnable to get your credit report or credit scoreOther problem getting your report or credit scoreMDExplainedYes
Mar 20, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputePAExplainedYes
Dec 23, 2025Credit reportingIncorrect information on your reportAccount status incorrectMSExplainedYes
Dec 10, 2025Credit reportingCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedNYExplainedYes
Dec 8, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMSExplainedYes
Dec 2, 2025Credit reportingCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedFLExplainedYes
Dec 2, 2025Credit reportingCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedFLExplainedYes
Nov 29, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Nov 28, 2025Credit reportingCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedNYExplainedYes
Nov 16, 2025Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsGAExplainedYes
Nov 12, 2025Credit reportingCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedGAExplainedYes
Nov 11, 2025Credit reportingCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedNYExplainedYes
Nov 7, 2025Credit reportingImproper use of your reportReporting company used your report improperlyMIExplainedYes
Nov 1, 2025Credit reportingCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedNYExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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