Auto loans & leases
Total Finance AC auto loans & leases complaints
Consumers have filed 14 complaints about Total Finance AC's auto loans & leases. See the whole Total Finance AC record.
Total Finance AC against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | Total Finance AC | 0 | - | - |
Latest Total Finance AC auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 6, 2024 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | No timely reply |
| Jan 17, 2020 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | Explained |
| Mar 25, 2019 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Mar 20, 2019 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Mar 12, 2019 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jun 26, 2018 | Auto loans & leases | Struggling to pay your loanLender trying to repossess or disable the vehicle | Explained |
| Oct 9, 2017 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Fixed |
| Mar 2, 2017 | Auto loans & leases | Managing the loan or lease | Explained |
| Jan 13, 2016 | Auto loans & leases | Problems when you are unable to pay | Explained |
| Dec 5, 2015 | Auto loans & leases | Problems when you are unable to pay | Explained |
| Aug 5, 2015 | Auto loans & leases | Managing the loan or lease | Explained |
| Jun 24, 2015 | Auto loans & leases | Managing the loan or lease | Explained |
| May 2, 2015 | Auto loans & leases | Problems when you are unable to pay | Explained |
| Jan 28, 2015 | Auto loans & leases | Managing the loan or lease | Money back |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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