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Credit reporting

Truist credit reporting complaints

Consumers have filed 5,456 complaints about Truist's credit reporting, 1,238 in the last 12 months (-15%). Truist answered 100% on time and closed 4% with relief. See the whole Truist record.

Truist against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Truist1,238-15%100%4%5,456

Every credit bureau ranked

Latest Truist credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Nov 5, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCTFixedYes
Nov 5, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNJExplainedYes
Nov 5, 2026Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysMDFixedYes
Nov 2, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportARExplainedYes
Nov 2, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Oct 31, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMSExplainedYes
Oct 31, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNDExplainedYes
Oct 30, 2026Credit reportingIncorrect information on your reportAccount status incorrectLAExplainedYes
Oct 30, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Oct 29, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLIn progressYes
Oct 28, 2026Credit reportingIncorrect information on your reportAccount status incorrectCAExplainedYes
Oct 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Oct 27, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
Oct 27, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXIn progressYes
Oct 27, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Oct 27, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Oct 27, 2026Credit reportingIncorrect information on your reportAccount status incorrectCAExplainedYes
Oct 27, 2026Credit reportingIncorrect information on your reportAccount information incorrectMDIn progressYes
Oct 27, 2026Credit reportingIncorrect information on your reportAccount status incorrectNCExplainedYes
Oct 27, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Oct 27, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAIn progressYes
Oct 26, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLIn progressYes
Oct 25, 2026Credit reportingIncorrect information on your reportAccount status incorrectNJIn progressYes
Oct 25, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXIn progressYes
Oct 25, 2026Credit reportingImproper use of your reportReporting company used your report improperlyLAIn progressYes
Oct 25, 2026Credit reportingIncorrect information on your reportAccount information incorrectWVIn progressYes
Oct 25, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLIn progressYes
Oct 24, 2026Credit reportingIncorrect information on your reportAccount status incorrectNYExplainedYes
Oct 24, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Oct 24, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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