Credit reporting
UMB Financial credit reporting complaints
Consumers have filed 42 complaints about UMB Financial's credit reporting, 7 in the last 12 months. UMB Financial answered 100% on time and closed 0% with relief. See the whole UMB Financial record.
UMB Financial against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | UMB Financial | 7 | 100% | 0% |
Latest UMB Financial credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 9, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 6, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 16, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| May 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 30, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 14, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Nov 20, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 14, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 12, 2025 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Sep 9, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 25, 2025 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jul 22, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 6, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 30, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 20, 2025 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
| Dec 18, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 16, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 9, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 3, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 6, 2024 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Apr 23, 2024 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Feb 4, 2024 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Feb 1, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 16, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 5, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 24, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 4, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 3, 2023 | Credit reporting | Identity theft protection or other monitoring servicesProblem canceling credit monitoring or identify theft protection service | Explained |
| Sep 22, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 2, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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