Credit reporting
UMB Financial credit reporting complaints
Consumers have filed 42 complaints about UMB Financial's credit reporting, 7 in the last 12 months. UMB Financial answered 100% on time and closed 0% with relief. See the whole UMB Financial record.
UMB Financial against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | UMB Financial | 7 | 100% | 0% |
Latest UMB Financial credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 8, 2022 | Credit reporting | Improper use of your reportReceived unsolicited financial product or insurance offers after opting out | Explained |
| Aug 12, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 5, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 28, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 17, 2020 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | Explained |
| Oct 14, 2018 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 8, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 8, 2018 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 10, 2018 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 15, 2017 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 1, 2017 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 1, 2017 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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