Debt collector · complaint record
Underwood James and Associates complaints
Filed under Underwood James and Associates LLC
Consumers have filed 5 complaints about Underwood James and Associates since 2014, none in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is false statements or representation.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 5
- Last 12 months
- 0
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since July 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jun 2, 2021
Underwood James and Associates complaints by month
The busiest month was May 2021 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Underwood James and Associates answered all time
- Closed120%
- Untimely response480%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Underwood James and Associates complaints are about
Top Underwood James and Associates problems
Inside "False statements or representation"
- Impersonated an attorney or official 1
Where Underwood James and Associates complaints come from
Most complaints: Florida (2), Montana (1), New York (1), Texas (1).
Underwood James and Associates compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Underwood James and AssociatesDebt collection | - | 0 | - |
Compare side by side: Underwood James and Associates vs Green Square · Underwood James and Associates vs EMoneyUSA · Underwood James and Associates vs Mullooly Jeffrey Rooney & Flynn · Underwood James and Associates vs Credit World Services
What people say about Underwood James and Associates
All experiencesNo experiences with Underwood James and Associates yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Underwood James and Associates complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 2, 2021 | Money transfers & apps | Fraud or scam | No timely reply |
| May 10, 2021 | Student loans | Struggling to repay your loanCan't temporarily delay making payments | No timely reply |
| May 7, 2021 | Student loans | Dealing with your lender or servicerNeed information about your loan balance or loan terms | No timely reply |
| Sep 18, 2014 | Debt collection | False statements or representationImpersonated an attorney or official | No timely reply |
| Jul 22, 2014 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Closed |
Questions about Underwood James and Associates
How many complaints does Underwood James and Associates have?
Underwood James and Associates has 5 complaints on record since July 2014, including 0 in the last 12 months and 0 in the last 30 days.
Does Underwood James and Associates respond to complaints?
Yes. Underwood James and Associates answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Underwood James and Associates?
The most common problems are false statements or representation (1), dealing with your lender or servicer (1), fraud or scam (1).
Is Underwood James and Associates legit?
Underwood James and Associates is a real company with a public complaint record: consumers have complained about it 5 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Underwood James and Associates legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Underwood James and Associates?
Complain to Underwood James and Associates in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Underwood James and Associates complaints come from?
Most come from Florida (2), Montana (1), New York (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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