Debt collection
Universal Account Servicing debt collection complaints
Consumers have filed 51 complaints about Universal Account Servicing's debt collection, 13 in the last 12 months. Universal Account Servicing answered 53.8% on time and closed 0% with relief. See the whole Universal Account Servicing record.
Universal Account Servicing against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Universal Account Servicing | 13 | 53.8% | 0% |
Latest Universal Account Servicing debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 16, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | In progress |
| Jun 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 26, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 1, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 30, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Mar 6, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 20, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 16, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 3, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 23, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 11, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 4, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 5, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 28, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Mar 20, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 4, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 7, 2025 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Jan 2, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 16, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 19, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 24, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 13, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 17, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 27, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 27, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 2, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 5, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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