Debt collection
Universal Account Servicing debt collection complaints
Consumers have filed 51 complaints about Universal Account Servicing's debt collection, 13 in the last 12 months. Universal Account Servicing answered 53.8% on time and closed 0% with relief. See the whole Universal Account Servicing record.
Universal Account Servicing against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Universal Account Servicing | 13 | 53.8% | 0% |
Latest Universal Account Servicing debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 22, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 12, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 15, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 16, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 24, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 29, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 14, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 22, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 30, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 28, 2020 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| May 24, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 13, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| Mar 15, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 22, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Money back |
| Aug 10, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Apr 27, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 29, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Sep 17, 2014 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Aug 24, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 24, 2014 | Debt collection | Communication tacticsCalled outside of 8am-9pm | Fixed |
| Dec 14, 2013 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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