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Payday & personal loans

Viva Finance payday & personal loans complaints

Consumers have filed 18 complaints about Viva Finance's payday & personal loans, 7 in the last 12 months. Viva Finance answered 100% on time and closed 0% with relief. See the whole Viva Finance record.

Viva Finance against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Viva Finance7new100%0%18

Every lender ranked

Latest Viva Finance payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Sep 24, 2026Payday & personal loansProblem when making paymentsCAExplainedYes
Aug 13, 2026Payday & personal loansIssues with repaymentFLExplainedYes
Jun 23, 2026Payday & personal loansProblem when making paymentsOKExplainedYes
Apr 8, 2026Payday & personal loansIncorrect information on your reportAccount status incorrectMNExplainedYes
Mar 30, 2026Payday & personal loansCharged fees or interest you didn't expectALExplainedYes
Mar 13, 2026Payday & personal loansIssues with repaymentMDExplainedYes
Jan 19, 2026Payday & personal loansCharged fees or interest you didn't expectSCExplainedYes
Oct 10, 2025Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Sep 8, 2025Payday & personal loansIncorrect information on your reportAccount status incorrectCAExplainedYes
Aug 27, 2025Payday & personal loansStruggling to pay your loanSCExplainedYes
Aug 19, 2025Payday & personal loansImproper use of your reportReporting company used your report improperlyGAExplainedYes
Jan 9, 2025Payday & personal loansGetting a line of creditGAExplainedYes
Dec 19, 2024Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
May 24, 2024Payday & personal loansIncorrect information on your reportAccount status incorrectFLExplainedYes
Apr 12, 2024Payday & personal loansIncorrect information on your reportAccount information incorrectFLExplainedYes
Nov 8, 2023Payday & personal loansGetting a line of creditMOExplainedYes
Oct 11, 2023Payday & personal loansCan't stop withdrawals from your bank accountMIExplainedYes
Feb 9, 2023Payday & personal loansIncorrect information on your reportAccount status incorrectSCExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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