Mortgages
Vystar Credit Union mortgages complaints
Consumers have filed 58 complaints about Vystar Credit Union's mortgages, 13 in the last 12 months (-54%). Vystar Credit Union answered 100% on time and closed 75% with relief. See the whole Vystar Credit Union record.
Vystar Credit Union against other mortgage lenders & servicers
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Shellpoint Mortgage Servicing | 3,741 | 81.4% | 0% |
| 2 | Rocket Mortgage | 3,572 | 99.9% | 0% |
| 3 | Freedom Mortgage | 1,701 | 99.4% | 0% |
| 4 | Ocwen Financial | 1,514 | 100% | 1% |
| 5 | Wells Fargo | 1,187 | 100% | 9% |
| 6 | PennyMac | 1,157 | 99.9% | 13% |
| 7 | Select Portfolio Servicing | 1,130 | 99.9% | 0% |
| 8 | Carrington Mortgage Services | 1,081 | 99.7% | 0% |
| 9 | Selene | 967 | 100% | 0% |
| 10 | LoanCare | 862 | 100% | 0% |
| 11 | Mr. Cooper | 757 | 100% | 0% |
| 12 | JPMorgan Chase | 734 | 100% | 2% |
| 13 | Vystar Credit Union | 13 | 100% | 75% |
Latest Vystar Credit Union mortgages complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 30, 2026 | Mortgages | Trouble during payment processPayment process | In progress |
| Sep 10, 2026 | Mortgages | Trouble during payment processPaying off the loan | Money back |
| May 29, 2026 | Mortgages | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Fixed |
| May 13, 2026 | Mortgages | Trouble during payment processPayment process | Explained |
| Apr 27, 2026 | Mortgages | Trouble during payment processPayment process | Fixed |
| Apr 27, 2026 | Mortgages | Trouble during payment processPrivate mortgage insurance (PMI) | Money back |
| Apr 3, 2026 | Mortgages | Applying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application process | Explained |
| Feb 27, 2026 | Mortgages | Trouble during payment processPayment process | Money back |
| Feb 26, 2026 | Mortgages | Trouble during payment processLien release | Fixed |
| Feb 11, 2026 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Explained |
| Dec 19, 2025 | Mortgages | Trouble during payment processPaying off the loan | Fixed |
| Dec 15, 2025 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Fixed |
| Dec 12, 2025 | Mortgages | Trouble during payment processPayment process | Fixed |
| Nov 11, 2025 | Mortgages | Trouble during payment processPayment process | Explained |
| Oct 28, 2025 | Mortgages | Trouble during payment processPaying off the loan | Fixed |
| Oct 24, 2025 | Mortgages | Trouble during payment processInterest rate | Explained |
| Oct 2, 2025 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
| Aug 19, 2025 | Mortgages | Trouble during payment processPaying off the loan | Explained |
| Jul 25, 2025 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Explained |
| Jun 4, 2025 | Mortgages | Applying for a mortgage or refinancing an existing mortgageApplication denials | Explained |
| Apr 30, 2025 | Mortgages | Trouble during payment processPaying off the loan | Fixed |
| Apr 27, 2025 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Fixed |
| Apr 3, 2025 | Mortgages | Trouble during payment processPayment process | Explained |
| Mar 27, 2025 | Mortgages | Trouble during payment processPayment process | Money back |
| Mar 24, 2025 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
| Mar 12, 2025 | Mortgages | Incorrect information on your reportAccount status incorrect | Fixed |
| Feb 8, 2025 | Mortgages | Trouble during payment processPayment process | Fixed |
| Feb 6, 2025 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Fixed |
| Feb 1, 2025 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | Fixed |
| Jan 29, 2025 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Fixed |
Your rights with mortgage lenders & servicers
Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.
Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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