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Debt relief & credit repair

Westcreek Financial debt relief & credit repair complaints

Consumers have filed 13 complaints about Westcreek Financial's debt relief & credit repair, 8 in the last 12 months. Westcreek Financial answered 12.5% on time and closed 0% with relief. See the whole Westcreek Financial record.

Westcreek Financial against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13Westcreek Financial8new12.5%0%13

Every debt relief company ranked

Latest Westcreek Financial debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Sep 23, 2026Debt relief & credit repairDidn't provide services promisedTXExplainedNo
Aug 19, 2026Debt relief & credit repairConfusing or missing disclosuresCAExplainedNo
Aug 14, 2026Debt relief & credit repairCharged upfront or unexpected feesILExplainedNo
Jun 28, 2026Debt relief & credit repairConfusing or misleading advertising or marketingVAExplainedNo
Apr 16, 2026Debt relief & credit repairCharged upfront or unexpected feesCOExplainedNo
Mar 18, 2026Debt relief & credit repairDidn't provide services promisedCTExplainedNo
Jan 5, 2026Debt relief & credit repairProblem with customer serviceMTExplainedNo
Jan 3, 2026Debt relief & credit repairDidn't provide services promisedNYExplainedYes
Jul 22, 2025Debt relief & credit repairCharged upfront or unexpected feesNJExplainedYes
Jun 21, 2025Debt relief & credit repairUnauthorized withdrawals or chargesTXExplainedYes
Apr 4, 2025Debt relief & credit repairConfusing or misleading advertising or marketingOHExplainedYes
Mar 7, 2025Debt relief & credit repairCharged upfront or unexpected feesIAExplainedYes
Jun 23, 2022Debt relief & credit repairFraud or scamTXExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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