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Lender · complaint record

Wetlands complaints

Consumers have filed 10 complaints about Wetlands since 2025, 10 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is charged fees or interest you didn't expect.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
10

Since December 2025

Last 12 months
10

new vs the year before

Answered on time
100%

Industry: 94.7%

Closed with relief
0%

Typical lender: 6%

Last 30 days
1

Newest: Oct 26, 2026

Rank
#94 of 272

Most complained-about personal & payday lenders

Wetlands complaints by month

The busiest month was May 2026 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Wetlands answered all time

  • Closed with explanation10100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Wetlands complaints are about

  • Payday & personal loans990%
  • Debt collection110%

Top Wetlands problems

Where Wetlands complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (6), Kansas (1), Oklahoma (1), Oregon (1), Texas (1).

Wetlands compared with other personal & payday lenders

#CompanyScore12 monthsChangeOn timeReliefGrade
1SoLo FundsPayday & personal loans2729-33%62.1%3%F
2AAA Auto Title LoansPayday & personal loans7729-6%96.6%10%B
3PowerpayPayday & personal loans5526new100%0%C
4AmeriCashPayday & personal loans10260%30.8%0%F
5DLC, LLCPayday & personal loans6326+53%100%4%C
6Boost Your ScorePayday & personal loans4525+108%100%0%D
7Special FinancingPayday & personal loans6025-24%100%0%C
8WetlandsPayday & personal loans-10new100%0%-

Compare side by side: Wetlands vs SoLo Funds · Wetlands vs AAA Auto Title Loans · Wetlands vs Powerpay · Wetlands vs AmeriCash

What people say about Wetlands

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Latest Wetlands complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 26, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Aug 30, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Jul 31, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOKExplainedYes
Jul 12, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Jul 1, 2026Payday & personal loansCharged fees or interest you didn't expectORExplainedYes
May 20, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
May 16, 2026Payday & personal loansLoan payment wasn't credited to your accountCAExplainedYes
May 14, 2026Payday & personal loansStruggling to pay your loanKSExplainedYes
Feb 18, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Dec 20, 2025Payday & personal loansStruggling to pay your loanCAExplainedYes

Questions about Wetlands

How many complaints does Wetlands have?

Wetlands has 10 complaints on record since December 2025, including 10 in the last 12 months and 1 in the last 30 days. That makes it number 1,447 of every company by complaints this year.

Does Wetlands respond to complaints?

Yes. Wetlands answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Wetlands?
Is Wetlands legit?

Wetlands is a real company with a public complaint record: consumers have complained about it 10 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Wetlands legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Wetlands?

Complain to Wetlands in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Wetlands complaints come from?

Most come from California (6), Kansas (1), Oklahoma (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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