Debt collector · complaint record
Wise Finance complaints
Filed under Wise Finance, LLC
Consumers have filed 6 complaints about Wise Finance since 2015, 2 of them in the last 12 months. It answered 50% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 6
- Last 12 months
- 2
- Answered on time
- 50%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,275 of 1,963
Since November 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Aug 25, 2026
Most complained-about debt collectors
Wise Finance complaints by month
The busiest month was November 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Wise Finance answered all time
- Closed with explanation6100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Wise Finance complaints are about
Top Wise Finance problems
Inside "Improper use of your report"
- Reporting company used your report improperly 1
Wise Finance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Wise FinanceDebt collection | - | 2 | - |
Compare side by side: Wise Finance vs Green Square · Wise Finance vs EMoneyUSA · Wise Finance vs Mullooly Jeffrey Rooney & Flynn · Wise Finance vs Credit World Services
What people say about Wise Finance
All experiencesNo experiences with Wise Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Wise Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 25, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 6, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Nov 10, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 22, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 25, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Nov 6, 2015 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about Wise Finance
How many complaints does Wise Finance have?
Wise Finance has 6 complaints on record since November 2015, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Wise Finance respond to complaints?
Yes. Wise Finance answered 50% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Wise Finance?
The most common problems are improper use of your report (1), threatened to contact someone or share information improperly (1), improper contact or sharing of info (1).
Is Wise Finance legit?
Wise Finance is a real company with a public complaint record: consumers have complained about it 6 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Wise Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Wise Finance?
Complain to Wise Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Wise Finance complaints come from?
Most come from Illinois (5), Michigan (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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