Debt collection
WLCC debt collection complaints
Consumers have filed 184 complaints about WLCC's debt collection, 56 in the last 12 months (+155%). WLCC answered 98.2% on time and closed 0% with relief. See the whole WLCC record.
WLCC against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | WLCC | 56 | 98.2% | 0% |
Latest WLCC debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 14, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 14, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 3, 2022 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Apr 26, 2022 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Apr 16, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 6, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 30, 2022 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Mar 25, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 7, 2022 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Feb 26, 2022 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jan 28, 2022 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jan 25, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 9, 2021 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Oct 26, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 4, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 6, 2021 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jul 20, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 19, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 8, 2021 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jul 6, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 23, 2021 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 23, 2021 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| May 24, 2021 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| May 7, 2021 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Apr 19, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 5, 2021 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Mar 29, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 26, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 17, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 22, 2021 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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