Debt collection
WLCC debt collection complaints
Consumers have filed 184 complaints about WLCC's debt collection, 56 in the last 12 months (+155%). WLCC answered 98.2% on time and closed 0% with relief. See the whole WLCC record.
WLCC against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | WLCC | 56 | 98.2% | 0% |
Latest WLCC debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 12, 2021 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Feb 11, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 1, 2021 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jan 7, 2021 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jan 5, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 15, 2020 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Dec 14, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 2, 2020 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Nov 19, 2020 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Oct 12, 2020 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Oct 1, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 17, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 2, 2020 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Aug 18, 2020 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jul 9, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 23, 2020 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jun 21, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 17, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 8, 2020 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Apr 22, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 20, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 17, 2020 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Mar 6, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 25, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 10, 2020 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Feb 7, 2020 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Jan 13, 2020 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jan 11, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 10, 2019 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Dec 1, 2019 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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