Debt collection
WLCC debt collection complaints
Consumers have filed 184 complaints about WLCC's debt collection, 56 in the last 12 months (+155%). WLCC answered 98.2% on time and closed 0% with relief. See the whole WLCC record.
WLCC against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | WLCC | 56 | 98.2% | 0% |
Latest WLCC debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 14, 2019 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Aug 20, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 15, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 17, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 24, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Apr 17, 2019 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Mar 27, 2019 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Feb 2, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Money back |
| Jan 23, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 16, 2019 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Jan 14, 2019 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Dec 3, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 26, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Money back |
| Jun 13, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 20, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Money back |
| Nov 2, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Sep 28, 2017 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Sep 14, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Money back |
| Sep 14, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Money back |
| Sep 13, 2017 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Money back |
| Aug 16, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Money back |
| Jun 5, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Money back |
| Sep 22, 2016 | Debt collection | Communication tacticsCalled after sent written cease of comm | Money back |
| Aug 30, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Money back |
| Aug 14, 2016 | Debt collection | Communication tacticsCalled after sent written cease of comm | Money back |
| Jun 29, 2016 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Money back |
| May 12, 2016 | Debt collection | Taking/threatening an illegal actionAttempted to/Collected exempt funds | Money back |
| Nov 24, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Money back |
| Oct 19, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Sep 16, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Money back |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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