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Payday & personal loans

WLCC payday & personal loans complaints

Consumers have filed 628 complaints about WLCC's payday & personal loans, 193 in the last 12 months (+79%). WLCC answered 95.9% on time and closed 0% with relief. See the whole WLCC record.

WLCC against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13WLCC193+79%95.9%0%628

Every lender ranked

Latest WLCC payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Mar 2, 2026Payday & personal loansCharged fees or interest you didn't expectNJExplainedYes
Feb 26, 2026Payday & personal loansCan't stop withdrawals from your bank accountNYExplainedYes
Feb 20, 2026Payday & personal loansStruggling to pay your loanNVExplainedYes
Feb 20, 2026Payday & personal loansGetting the loanOHExplainedYes
Feb 19, 2026Payday & personal loansStruggling to pay your loanMOExplainedYes
Feb 16, 2026Payday & personal loansReceived a loan you didn't apply forOHExplainedYes
Feb 16, 2026Payday & personal loansStruggling to pay your loanCAExplainedYes
Feb 3, 2026Payday & personal loansCharged fees or interest you didn't expectSCExplainedYes
Jan 29, 2026Payday & personal loansGetting the loanINExplainedYes
Jan 27, 2026Payday & personal loansStruggling to pay your loanCTExplainedYes
Jan 26, 2026Payday & personal loansCharged fees or interest you didn't expectNVExplainedYes
Jan 23, 2026Payday & personal loansCharged fees or interest you didn't expectAZExplainedYes
Jan 16, 2026Payday & personal loansStruggling to pay your loanRIExplainedYes
Jan 16, 2026Payday & personal loansStruggling to pay your loanCAExplainedYes
Jan 15, 2026Payday & personal loansCharged fees or interest you didn't expectWAExplainedYes
Jan 12, 2026Payday & personal loansWas approved for a loan, but didn't receive the moneyMIExplainedYes
Jan 11, 2026Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountCAExplainedYes
Jan 9, 2026Payday & personal loansProblem when making paymentsOKExplainedYes
Jan 8, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Jan 8, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Jan 8, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Jan 8, 2026Payday & personal loansImproper use of your reportReport provided to employer without your written authorizationCOExplainedYes
Jan 8, 2026Payday & personal loansStruggling to pay your loanFLExplainedYes
Jan 7, 2026Payday & personal loansCan't contact lender or servicerOKExplainedYes
Jan 7, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Jan 5, 2026Payday & personal loansCharged fees or interest you didn't expectMNExplainedYes
Jan 2, 2026Payday & personal loansProblem with the payoff process at the end of the loanNJExplainedYes
Dec 31, 2025Payday & personal loansCharged fees or interest you didn't expectWAExplainedYes
Dec 29, 2025Payday & personal loansProblem with the payoff process at the end of the loanCAExplainedYes
Dec 28, 2025Payday & personal loansStruggling to pay your loanINExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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