Mortgage company · complaint record
Xpert Home Lending complaints
Filed under Xpert Home Lending Inc.
Consumers have filed 3 complaints about Xpert Home Lending since 2024, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is closing on a mortgage.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 3
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #365 of 595
Since October 2024
new vs the year before
Industry: 96%
Typical mortgage company: 5%
Newest: Jan 20, 2026
Most complained-about mortgage lenders & servicers
Xpert Home Lending complaints by month
The busiest month was October 2024 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Xpert Home Lending answered all time
- Closed with explanation3100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Xpert Home Lending problems
Inside "Applying for a mortgage or refinancing an existing mortgage"
- Delays in the application process 2
Xpert Home Lending compared with other mortgage lenders & servicers
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Midwest Loan ServicesMortgages | 50 | 29 | C |
| 2 | Truhome SolutionsMortgages | 43 | 28 | D |
| 3 | NEXA MortgageMortgages | 8 | 28 | F |
| 4 | HilltopMortgages | 51 | 28 | C |
| 5 | Land Home Financial ServicesMortgages | 21 | 27 | F |
| 6 | First United Bank and TrustMortgages | 60 | 27 | C |
| 7 | A&D MortgageMortgages | 45 | 25 | D |
| 8 | Xpert Home LendingMortgages | - | 1 | - |
Compare side by side: Xpert Home Lending vs Midwest Loan Services · Xpert Home Lending vs Truhome Solutions · Xpert Home Lending vs NEXA Mortgage · Xpert Home Lending vs Hilltop
What people say about Xpert Home Lending
All experiencesNo experiences with Xpert Home Lending yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Xpert Home Lending complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 20, 2026 | Mortgages | Closing on a mortgageClosing disclosure or other related disclosures | Explained |
| May 13, 2025 | Mortgages | Applying for a mortgage or refinancing an existing mortgageDelays in the application process | Explained |
| Oct 18, 2024 | Mortgages | Applying for a mortgage or refinancing an existing mortgageDelays in the application process | Explained |
Questions about Xpert Home Lending
How many complaints does Xpert Home Lending have?
Xpert Home Lending has 3 complaints on record since October 2024, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Xpert Home Lending respond to complaints?
Yes. Xpert Home Lending answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Xpert Home Lending?
The most common problems are closing on a mortgage (1), applying for a mortgage or refinancing an existing mortgage (2).
Is Xpert Home Lending legit?
Xpert Home Lending is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Xpert Home Lending legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Xpert Home Lending?
Complain to Xpert Home Lending in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Xpert Home Lending complaints come from?
Most come from Colorado (2), Tennessee (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Xpert Home Lending
No comments yet. Start the conversation - questions are welcome too.