Debt collector · complaint record
Zachter complaints
Filed under Zachter PLLC
Consumers have filed 12 complaints about Zachter since 2021, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 12
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since March 2021
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jul 28, 2026
Most complained-about debt collectors
Zachter complaints by month
The busiest month was June 2024 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Zachter answered all time
- Closed with explanation12100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Zachter complaints are about
Top Zachter problems
Inside "Took or threatened to take negative or legal action"
- Seized or attempted to seize your property 3
- Collected or attempted to collect exempt funds 2
- Sued you in a state where you do not live or did not sign for the debt 1
- Threatened to sue you for very old debt 1
- Sued you without properly notifying you of lawsuit 1
Where Zachter complaints come from
Most complaints: Maryland (4), Texas (3), New Jersey (1), South Carolina (1), Florida (1).
Zachter compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | ZachterDebt collection | - | 1 | - |
Compare side by side: Zachter vs Green Square · Zachter vs EMoneyUSA · Zachter vs Mullooly Jeffrey Rooney & Flynn · Zachter vs Credit World Services
What people say about Zachter
All experiencesNo experiences with Zachter yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Zachter complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Aug 8, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jun 24, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
| Jun 21, 2024 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Apr 30, 2024 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Feb 5, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 11, 2023 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jun 22, 2023 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Sep 8, 2022 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Jul 21, 2022 | Bank accounts | Problem with a lender or other company charging your accountCan't stop withdrawals from your account | Explained |
| Apr 1, 2022 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
| Mar 20, 2021 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
Questions about Zachter
How many complaints does Zachter have?
Zachter has 12 complaints on record since March 2021, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Zachter respond to complaints?
Yes. Zachter answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Zachter?
The most common problems are took or threatened to take negative or legal action (8), false statements or representation (2), problem with a lender or other company charging your account (1).
Is Zachter legit?
Zachter is a real company with a public complaint record: consumers have complained about it 12 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Zachter legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Zachter?
Complain to Zachter in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Zachter complaints come from?
Most come from Maryland (4), Texas (3), New Jersey (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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