Bank accounts
Problem with a lender or other company charging your account
Consumers have filed 46,551 complaints about this, 12,770 in the last 12 months (+44%), against 602 companies. The most complained-about is Chime. Companies closed 18% of these with relief.
Companies with the most
Last 12 months.
In more detail
By month
By state
Latest complaints about this
Your rights with banks & credit unions
For electronic transfers and debit cards, Regulation E gives you 60 days from the statement to report an error or unauthorized transaction; the bank must investigate, generally within 10 business days or give provisional credit while it takes longer. Reporting a lost card quickly limits what you can lose. Deposits at insured banks are protected up to $250,000 by the FDIC (credit unions by the NCUA).
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about it
No comments yet. Start the conversation - questions are welcome too.