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Bank accounts

Problem with a lender or other company charging your account

Consumers have filed 46,551 complaints about this, 12,770 in the last 12 months (+44%), against 602 companies. The most complained-about is Chime. Companies closed 18% of these with relief.

Companies with the most

Last 12 months.

In more detail

  • Transaction was not authorized38,03782%
  • Money was taken from your account on the wrong day or for the wrong amount5,52512%
  • Can't stop withdrawals from your account2,9896%

By month

By state

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Per 100,000 people, last 12 monthsFewerMore

Latest complaints about this

ReceivedCompanyAboutIssueStateAnswerOn time
Nov 13, 2026Bank of AmericaBank accountsProblem with a lender or other company charging your accountMoney was taken from your account on the wrong day or for the wrong amountTXIn progressYes
Nov 13, 2026Bank of AmericaBank accountsProblem with a lender or other company charging your accountTransaction was not authorizedGAIn progressYes
Nov 13, 2026Bank of AmericaBank accountsProblem with a lender or other company charging your accountTransaction was not authorizedCAIn progressYes
Nov 13, 2026Bank of AmericaBank accountsProblem with a lender or other company charging your accountTransaction was not authorizedMAIn progressYes
Nov 13, 2026Bank of AmericaBank accountsProblem with a lender or other company charging your accountCan't stop withdrawals from your accountMAIn progressYes
Nov 12, 2026Navy Federal Credit UnionBank accountsProblem with a lender or other company charging your accountTransaction was not authorizedFLIn progressYes
Nov 12, 2026Navy Federal Credit UnionBank accountsProblem with a lender or other company charging your accountTransaction was not authorizedFLIn progressYes
Nov 12, 2026BlockBank accountsProblem with a lender or other company charging your accountTransaction was not authorizedNYIn progressYes
Nov 12, 2026Navy Federal Credit UnionBank accountsProblem with a lender or other company charging your accountTransaction was not authorizedTNIn progressYes
Nov 11, 2026Boeing Employees' Credit UnionBank accountsProblem with a lender or other company charging your accountTransaction was not authorizedWAIn progressYes
Nov 11, 2026Ally FinancialBank accountsProblem with a lender or other company charging your accountTransaction was not authorizedDEIn progressYes
Nov 10, 2026PNC BankBank accountsProblem with a lender or other company charging your accountTransaction was not authorizedOHIn progressYes
Nov 10, 2026Navy Federal Credit UnionBank accountsProblem with a lender or other company charging your accountTransaction was not authorizedCAIn progressYes
Nov 10, 2026PNC BankBank accountsProblem with a lender or other company charging your accountTransaction was not authorizedMIIn progressYes
Nov 10, 2026PNC BankBank accountsProblem with a lender or other company charging your accountMoney was taken from your account on the wrong day or for the wrong amountMDIn progressYes

Your rights with banks & credit unions

For electronic transfers and debit cards, Regulation E gives you 60 days from the statement to report an error or unauthorized transaction; the bank must investigate, generally within 10 business days or give provisional credit while it takes longer. Reporting a lost card quickly limits what you can lose. Deposits at insured banks are protected up to $250,000 by the FDIC (credit unions by the NCUA).

Scam warning: Banks do not ask you to move money to a "safe account", and a bank employee will not ask for your password or one-time code. If a caller says they are from your bank, hang up and call the number on your card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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