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Auto loans & leases

1803 Capital auto loans & leases complaints

Consumers have filed 15 complaints about 1803 Capital's auto loans & leases, 3 in the last 12 months. 1803 Capital answered 66.7% on time and closed 0% with relief. See the whole 1803 Capital record.

1803 Capital against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
131803 Capital3new66.7%0%15

Every auto lender ranked

Latest 1803 Capital auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Jun 6, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionGAExplainedYes
Mar 27, 2026Auto loans & leasesImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jan 1, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionFLExplainedNo
Aug 30, 2025Auto loans & leasesProblem with fraud alerts or security freezesTXExplainedYes
Aug 18, 2025Auto loans & leasesRepossessionNotice to repossessNCExplainedNo
Aug 3, 2025Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionNCExplainedYes
Apr 18, 2025Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldGAExplainedYes
Jul 18, 2024Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldFLExplainedYes
May 16, 2024Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldFLExplainedYes
Feb 26, 2024Auto loans & leasesRepossessionNotice to repossessORExplainedYes
Feb 21, 2024Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanTXExplainedYes
Sep 9, 2023Auto loans & leasesManaging the loan or leaseProblem with the interest rateLAExplainedYes
May 29, 2023Auto loans & leasesStruggling to pay your loanLoan balance remaining after the vehicle is repossessed and soldGAExplainedYes
Jan 25, 2023Auto loans & leasesManaging the loan or leaseProblem with the interest rateNCExplainedYes
Jun 13, 2022Auto loans & leasesGetting a loan or leaseChanges in terms mid-deal or after closingNCExplainedNo

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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