Auto lender · complaint record
AGS Financial complaints
Filed under AGS Financial, Inc
Consumers have filed 8 complaints about AGS Financial since 2022, 5 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is false statements or representation.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 8
- Last 12 months
- 5
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #71 of 193
Since June 2022
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Sep 2, 2026
Most complained-about auto lenders
AGS Financial complaints by month
The busiest month was June 2022 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How AGS Financial answered all time
- Closed with monetary relief112.5%
- Closed with non-monetary relief112.5%
- Closed with explanation675%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What AGS Financial complaints are about
Top AGS Financial problems
Inside "False statements or representation"
- Attempted to collect wrong amount 1
- Indicated you were committing crime by not paying debt 1
AGS Financial compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | AGS FinancialAuto loans & leases | - | 5 | - |
Compare side by side: AGS Financial vs The Savings Group · AGS Financial vs AC AutoPay LLC, Denver, CO Branch · AGS Financial vs CARS Acquisition · AGS Financial vs EA Holdings
What people say about AGS Financial
All experiencesNo experiences with AGS Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest AGS Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 2, 2026 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Jul 2, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Jun 26, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 8, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 20, 2025 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 2, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Aug 17, 2023 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Jun 6, 2022 | Auto loans & leases | Struggling to pay your loanLender trying to repossess or disable the vehicle | Money back |
Questions about AGS Financial
How many complaints does AGS Financial have?
AGS Financial has 8 complaints on record since June 2022, including 5 in the last 12 months and 0 in the last 30 days. That makes it number 1,875 of every company by complaints this year.
Does AGS Financial respond to complaints?
Yes. AGS Financial answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with AGS Financial?
The most common problems are false statements or representation (2), problem with a company's investigation into an existing problem (1), incorrect information on your report (1).
Is AGS Financial legit?
AGS Financial is a real company with a public complaint record: consumers have complained about it 8 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is AGS Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against AGS Financial?
Complain to AGS Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most AGS Financial complaints come from?
Most come from North Carolina (7), Texas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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