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Credit reporting

American Collections Enterprise credit reporting complaints

Consumers have filed 44 complaints about American Collections Enterprise's credit reporting, 3 in the last 12 months. American Collections Enterprise answered 0% on time and closed - with relief. See the whole American Collections Enterprise record.

American Collections Enterprise against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13American Collections Enterprise3new0%-44

Every credit bureau ranked

Latest American Collections Enterprise credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Mar 3, 2026Credit reportingIncorrect information on your reportAccount information incorrectMDNo timely replyNo
Feb 6, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMDNo timely replyNo
Jan 13, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseILNo timely replyNo
Nov 6, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseMINo timely replyNo
Jun 27, 2025Credit reportingIncorrect information on your reportAccount status incorrectMDExplainedYes
Dec 21, 2024Credit reportingProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneVAExplainedYes
Nov 15, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseMDExplainedYes
Oct 11, 2024Credit reportingIncorrect information on your reportAccount information incorrectMDExplainedYes
Sep 13, 2024Credit reportingImproper use of your reportReporting company used your report improperlyPAExplainedYes
Apr 9, 2024Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Dec 21, 2023Credit reportingImproper use of your reportReporting company used your report improperlyDCExplainedYes
Jul 14, 2023Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Jul 5, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseNCExplainedYes
Mar 20, 2023Credit reportingIncorrect information on your reportAccount information incorrectMDExplainedYes
Mar 6, 2023Credit reportingProblem with a company's investigation into an existing issueProblem with personal statement of disputeDEExplainedYes
Mar 5, 2023Credit reportingImproper use of your reportReporting company used your report improperlyMDExplainedYes
Feb 20, 2023Credit reportingImproper use of your reportReporting company used your report improperlyMDExplainedYes
Dec 6, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportDCExplainedYes
Dec 5, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseDCExplainedYes
Jun 19, 2022Credit reportingImproper use of your reportReporting company used your report improperlyVAExplainedYes
Apr 9, 2022Credit reportingImproper use of your reportReporting company used your report improperlyMDExplainedYes
Mar 9, 2022Credit reportingImproper use of your reportReporting company used your report improperlyMDExplainedYes
Jan 4, 2022Credit reportingIncorrect information on your reportOld information reappears or never goes awayGAExplainedYes
Dec 14, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseMDExplainedYes
Oct 24, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseMDExplainedYes
Sep 22, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneMDExplainedYes
Sep 9, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or resultsMDExplainedYes
Aug 1, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportMDExplainedYes
May 26, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseVAExplainedYes
May 19, 2021Credit reportingIncorrect information on your reportOld information reappears or never goes awayMDExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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