Auto loans & leases
American Cycle Finance auto loans & leases complaints
Consumers have filed 8 complaints about American Cycle Finance's auto loans & leases, 1 in the last 12 months. American Cycle Finance answered 100% on time and closed 0% with relief. See the whole American Cycle Finance record.
American Cycle Finance against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | American Cycle Finance | 1 | 100% | 0% |
Latest American Cycle Finance auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 27, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Oct 13, 2025 | Auto loans & leases | Managing the loan or leaseProblem with the interest rate | Explained |
| Feb 9, 2025 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Oct 12, 2024 | Auto loans & leases | RepossessionCompany communicating payment assistance or payment extension options | Explained |
| Sep 11, 2024 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Feb 9, 2024 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| May 4, 2023 | Auto loans & leases | Struggling to pay your loanLender trying to repossess or disable the vehicle | Explained |
| Nov 15, 2021 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Fixed |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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