Credit bureau · complaint record
American Reporting complaints
Filed under American Reporting Company
Consumers have filed 10 complaints about American Reporting since 2017, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 10
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #418 of 566
Since October 2017
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Nov 18, 2025
Most complained-about credit bureaus & report companies
American Reporting complaints by month
The busiest month was October 2017 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How American Reporting answered all time
- Closed with explanation880%
- Untimely response220%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top American Reporting problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 5
- Reporting company used your report improperly 4
Where American Reporting complaints come from
Most complaints: California (4), Washington (2), Georgia (1), Missouri (1), Oregon (1).
American Reporting compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | American ReportingCredit reporting | - | 1 | - |
Compare side by side: American Reporting vs Apple Financing · American Reporting vs Nav Technologies · American Reporting vs Opportunity Fund · American Reporting vs Heritage Financial Group
What people say about American Reporting
All experiencesNo experiences with American Reporting yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest American Reporting complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 18, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Feb 26, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Sep 13, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 8, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 23, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 16, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 17, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 10, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 30, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 27, 2017 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Questions about American Reporting
How many complaints does American Reporting have?
American Reporting has 10 complaints on record since October 2017, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does American Reporting respond to complaints?
Yes. American Reporting answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with American Reporting?
The most common problems are improper use of your report (9), incorrect information on your report (1).
Is American Reporting legit?
American Reporting is a real company with a public complaint record: consumers have complained about it 10 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is American Reporting legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against American Reporting?
Complain to American Reporting in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most American Reporting complaints come from?
Most come from California (4), Washington (2), Georgia (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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