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Mortgages

Ameris Bancorp mortgages complaints

Consumers have filed 306 complaints about Ameris Bancorp's mortgages, 34 in the last 12 months (-15%). Ameris Bancorp answered 97.1% on time and closed 0% with relief. See the whole Ameris Bancorp record.

Ameris Bancorp against other mortgage lenders & servicers

#Company12 monthsChangeOn timeReliefAll time
1Shellpoint Mortgage Servicing3,741+17%81.4%0%17,690
2Rocket Mortgage3,572+499%99.9%0%8,475
3Freedom Mortgage1,701+50%99.4%0%9,327
4Ocwen Financial1,514+44%100%1%35,815
5Wells Fargo1,187-8%100%9%49,962
6PennyMac1,157+86%99.9%13%5,470
7Select Portfolio Servicing1,130+34%99.9%0%15,278
8Carrington Mortgage Services1,081+124%99.7%0%6,641
9Selene967+53%100%0%3,082
10LoanCare862+107%100%0%7,382
11Mr. Cooper757-64%100%0%13,321
12JPMorgan Chase734+43%100%2%25,884
13Ameris Bancorp34-15%97.1%0%306

Every mortgage company ranked

Latest Ameris Bancorp mortgages complaints

ReceivedAboutIssueStateAnswerOn time
Jan 12, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageChanges in loan terms during the application processFLExplainedYes
Dec 30, 2025MortgagesTrouble during payment processPaying off the loanSCExplainedYes
Dec 29, 2025MortgagesClosing on a mortgageChanges in loan terms during or after closingGAExplainedYes
Nov 26, 2025MortgagesTrouble during payment processPrivate mortgage insurance (PMI)FLExplainedYes
Nov 3, 2025MortgagesTrouble during payment processEscrow, taxes, or insuranceCAExplainedYes
Oct 20, 2025MortgagesTrouble during payment processPrivate mortgage insurance (PMI)SCExplainedYes
Oct 6, 2025MortgagesImproper use of your reportReporting company used your report improperlyNHExplainedYes
Oct 3, 2025MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureGAExplainedYes
Sep 18, 2025MortgagesTrouble during payment processPayment processFLExplainedYes
Sep 12, 2025MortgagesClosing on a mortgageClosing disclosure or other related disclosuresSCExplainedYes
Aug 26, 2025MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanFLExplainedYes
Aug 25, 2025MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanCAExplainedYes
Aug 15, 2025MortgagesTrouble during payment processPaying off the loanGAExplainedYes
Aug 7, 2025MortgagesTrouble during payment processEscrow, taxes, or insuranceVAExplainedYes
Aug 6, 2025MortgagesTrouble during payment processEscrow, taxes, or insuranceMDExplainedYes
Aug 5, 2025MortgagesTrouble during payment processEscrow, taxes, or insuranceFLExplainedYes
Jul 31, 2025MortgagesTrouble during payment processEscrow, taxes, or insuranceGAExplainedYes
Jul 29, 2025MortgagesTrouble during payment processPrivate mortgage insurance (PMI)FLExplainedYes
Jul 25, 2025MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureGAExplainedYes
Jul 23, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsCAExplainedYes
Jul 22, 2025MortgagesTrouble during payment processPayment processSCExplainedYes
Jun 22, 2025MortgagesTrouble during payment processEscrow, taxes, or insuranceFLExplainedYes
Jun 16, 2025MortgagesTrouble during payment processEscrow, taxes, or insuranceSCExplainedYes
Jun 2, 2025MortgagesStruggling to pay mortgageForeclosureSCExplainedYes
May 26, 2025MortgagesStruggling to pay mortgageForeclosureGAExplainedYes
Apr 30, 2025MortgagesStruggling to pay mortgageApplying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieuGAExplainedYes
Apr 24, 2025MortgagesTrouble during payment processEscrow, taxes, or insuranceTXExplainedYes
Mar 19, 2025MortgagesTrouble during payment processLien releaseALExplainedYes
Mar 17, 2025MortgagesTrouble during payment processPaying off the loanMIExplainedYes
Mar 16, 2025MortgagesStruggling to pay mortgageAn existing modification, forbearance plan, short sale, or other loss mitigation reliefVAExplainedYes

Your rights with mortgage lenders & servicers

Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.

Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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