Bank · complaint record
Ameris Bancorp complaints
Consumers have filed 638 complaints about Ameris Bancorp since 2018, 112 of them in the last 12 months (+26% on the year before). It answered 99.1% on time and closed 0% with relief for the customer - less often than a typical bank. The most common problem is managing an account.
Weak response record. How it works
- Complaints on record
- 638
- Last 12 months
- 112
- Answered on time
- 99.1%
- Closed with relief
- 0%
- Last 30 days
- 7
- Rank
- #52 of 188
Since November 2018
+26% vs the year before
Industry: 99.3%
Typical bank: 19%
Newest: Nov 9, 2026
Most complained-about banks & credit unions
Ameris Bancorp complaints by month
The busiest month was March 2022 (16 complaints). Complaints in the last 12 months are up 26% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Ameris Bancorp answered last 12 months
- Closed with explanation112100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time41/4599.1% on time
- Relief for customers0/400% closed with relief
- Complaint trend7/15+26% vs last year
What Ameris Bancorp complaints are about
Top Ameris Bancorp problems last 12 months
Inside "Managing an account"
- Deposits and withdrawals 36
- Funds not handled or disbursed as instructed 21
- Problem using a debit or ATM card 20
- Problem accessing account 12
- Banking errors 8
- Fee problem 8
Where Ameris Bancorp complaints come from
Most complaints: Georgia (280), Florida (130), South Carolina (42), Virginia (30), California (26).
Ameris Bancorp compared with other banks & credit unions
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Acorns GrowBank accounts | 45 | 118 | D |
| 2 | Old National BancorpBank accounts | 63 | 113 | C |
| 3 | Bank of New York MellonBank accounts | 28 | 112 | F |
| 4 | Ameris BancorpBank accounts | 48 | 112 | D |
| 5 | First National Bank of PennsylvaniaBank accounts | 69 | 108 | B |
| 6 | Hancock Whitney BankBank accounts | 75 | 105 | B |
| 7 | EverBankBank accounts | 43 | 105 | D |
| 8 | WSFS FinancialBank accounts | 55 | 103 | C |
Compare side by side: Ameris Bancorp vs Acorns Grow · Ameris Bancorp vs Old National Bancorp · Ameris Bancorp vs Bank of New York Mellon · Ameris Bancorp vs First National Bank of Pennsylvania
What people say about Ameris Bancorp
All experiencesNo experiences with Ameris Bancorp yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Ameris Bancorp complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 9, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Nov 5, 2026 | Bank accounts | Managing an accountProblem using a debit or ATM card | Explained |
| Nov 2, 2026 | Mortgages | Trouble during payment processPrivate mortgage insurance (PMI) | Explained |
| Oct 28, 2026 | Mortgages | Struggling to pay mortgageForeclosure | Explained |
| Oct 27, 2026 | Bank accounts | Managing an accountDeposits and withdrawals | Explained |
| Oct 27, 2026 | Mortgages | Struggling to pay mortgageForeclosure | Explained |
| Oct 23, 2026 | Payday & personal loans | Problem when making payments | Explained |
| Oct 14, 2026 | Mortgages | Applying for a mortgage or refinancing an existing mortgageNegative impact of inaccurate appraisal | Explained |
| Oct 9, 2026 | Mortgages | Struggling to pay mortgageAn existing modification, forbearance plan, short sale, or other loss mitigation relief | Explained |
| Oct 9, 2026 | Mortgages | Trouble during payment processPayment process | Explained |
| Oct 8, 2026 | Mortgages | Struggling to pay mortgageAn existing modification, forbearance plan, short sale, or other loss mitigation relief | Explained |
| Oct 3, 2026 | Mortgages | Trouble during payment processEscrow, taxes, or insurance | Explained |
Questions about Ameris Bancorp
How many complaints does Ameris Bancorp have?
Ameris Bancorp has 638 complaints on record since November 2018, including 112 in the last 12 months and 7 in the last 30 days. That makes it number 451 of every company by complaints this year.
Does Ameris Bancorp respond to complaints?
Yes. Ameris Bancorp answered 99.1% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 48/100 (grade D).
What do people complain about most with Ameris Bancorp?
The most common problems are managing an account (111), trouble during payment process (179), struggling to pay mortgage (65).
Is Ameris Bancorp legit?
Ameris Bancorp is a real company with a public complaint record: consumers have complained about it 638 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Ameris Bancorp legit? for the signals, red flags and how to protect yourself.
Are complaints about Ameris Bancorp going up or down?
Up. There were 112 complaints in the last 12 months against 89 in the 12 before (+26%). See every month.
How do I file a complaint against Ameris Bancorp?
Complain to Ameris Bancorp in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Ameris Bancorp complaints come from?
Most come from Georgia (280), Florida (130), South Carolina (42). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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