Debt relief company · complaint record
BCO Consulting Services complaints
Consumers have filed 23 complaints about BCO Consulting Services since 2020, 1 of them in the last 12 months. It answered 0% on time and closed 38% with relief for the customer. The most common problem is charged upfront or unexpected fees.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 23
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 38%
- Last 30 days
- 0
- Rank
- #79 of 124
Since July 2020
new vs the year before
Industry: 91%
Typical debt relief company: 16%
Newest: Nov 21, 2025
Most complained-about debt relief & credit repair companies
BCO Consulting Services complaints by month
The busiest month was January 2021 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How BCO Consulting Services answered all time
- Closed with monetary relief521.7%
- Closed with non-monetary relief313%
- Closed with explanation1356.5%
- Untimely response28.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What BCO Consulting Services complaints are about
Top BCO Consulting Services problems
Inside "Dealing with your lender or servicer"
- Received bad information about your loan 6
- Keep getting calls about your loan 5
- Trouble with how payments are being handled 3
- Don't agree with the fees charged 2
- Problem with customer service 1
- Need information about your loan balance or loan terms 1
Where BCO Consulting Services complaints come from
Most complaints: Illinois (4), Texas (4), California (3), Connecticut (1), Georgia (1).
BCO Consulting Services compared with other debt relief & credit repair companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Credit GloryDebt relief & credit repair | 3 | 44 | F |
| 2 | Five Lakes Law GroupDebt relief & credit repair | 0 | 43 | F |
| 3 | Cordoba Legal GroupDebt relief & credit repair | 47 | 40 | D |
| 4 | ClearOne AdvantageDebt relief & credit repair | 8 | 38 | F |
| 5 | Olympus1Debt relief & credit repair | 22 | 36 | F |
| 6 | Clarity Debt ResolutionDebt relief & credit repair | 57 | 34 | C |
| 7 | Turnbull Law GroupDebt relief & credit repair | 85 | 27 | A |
| 8 | BCO Consulting ServicesDebt relief & credit repair | - | 1 | - |
Compare side by side: BCO Consulting Services vs Credit Glory · BCO Consulting Services vs Five Lakes Law Group · BCO Consulting Services vs Cordoba Legal Group · BCO Consulting Services vs ClearOne Advantage
What people say about BCO Consulting Services
All experiencesNo experiences with BCO Consulting Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest BCO Consulting Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 21, 2025 | Debt relief & credit repair | Charged upfront or unexpected fees | No timely reply |
| Jul 2, 2024 | Student loans | Dealing with your lender or servicerNeed information about your loan balance or loan terms | No timely reply |
| Jan 19, 2023 | Student loans | Dealing with your lender or servicerTrouble with how payments are being handled | Explained |
| Dec 15, 2022 | Student loans | Dealing with your lender or servicerTrouble with how payments are being handled | Explained |
| Mar 30, 2022 | Student loans | Dealing with your lender or servicerReceived bad information about your loan | Explained |
| Feb 8, 2022 | Student loans | Problem with fraud alerts or security freezes | Fixed |
| Dec 16, 2021 | Student loans | Dealing with your lender or servicerReceived bad information about your loan | Explained |
| Dec 2, 2021 | Student loans | Dealing with your lender or servicerKeep getting calls about your loan | Explained |
| Nov 10, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 1, 2021 | Student loans | Dealing with your lender or servicerDon't agree with the fees charged | Explained |
| May 20, 2021 | Student loans | Dealing with your lender or servicerKeep getting calls about your loan | Fixed |
| May 5, 2021 | Student loans | Dealing with your lender or servicerReceived bad information about your loan | Explained |
Questions about BCO Consulting Services
How many complaints does BCO Consulting Services have?
BCO Consulting Services has 23 complaints on record since July 2020, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does BCO Consulting Services respond to complaints?
Yes. BCO Consulting Services answered 0% of its complaints on time (within 15 days) and closed 38% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with BCO Consulting Services?
The most common problems are charged upfront or unexpected fees (1), dealing with your lender or servicer (18), struggling to repay your loan (2).
Is BCO Consulting Services legit?
BCO Consulting Services is a real company with a public complaint record: consumers have complained about it 23 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is BCO Consulting Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against BCO Consulting Services?
Complain to BCO Consulting Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most BCO Consulting Services complaints come from?
Most come from Illinois (4), Texas (4), California (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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